Call reports 2025
FIRST NATIONAL BANK OF EAST TEXAS, THE — 2025
What FIRST NATIONAL BANK OF EAST TEXAS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 575,939,000 | 584,656,000 | 595,859,000 | 614,871,000 |
| Total loans | 408,308,000 | 405,384,000 | 407,831,000 | 418,725,000 |
| Allowance for loan losses | 4,169,000 | 4,486,000 | 4,470,000 | 5,025,000 |
| Securities available for sale | 91,350,000 | 92,503,000 | 94,262,000 | 97,104,000 |
| Securities held to maturity | 1,648,000 | 1,630,000 | 1,257,000 | 1,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,560,000 | 533,116,000 | 540,260,000 | 556,469,000 |
| Interest-bearing deposits | 408,665,000 | 414,793,000 | 421,491,000 | 436,551,000 |
| Noninterest-bearing deposits | 116,895,000 | 118,323,000 | 118,769,000 | 119,918,000 |
| Equity capital | 48,219,000 | 48,920,000 | 52,342,000 | 53,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,339,000 | 16,905,000 | 25,625,000 | 34,516,000 |
| Interest expense | 2,892,000 | 5,785,000 | 8,701,000 | 11,655,000 |
| Net interest income | 5,447,000 | 11,120,000 | 16,924,000 | 22,861,000 |
| Noninterest income | 636,000 | 1,306,000 | 1,974,000 | 2,641,000 |
| Noninterest expense | 4,464,000 | 8,874,000 | 13,360,000 | 17,369,000 |
| Provision for loan losses | 675,000 | 825,000 | 925,000 | 1,525,000 |
| Pretax income | 929,000 | 2,697,000 | 4,573,000 | 6,554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 929,000 | 2,697,000 | 4,573,000 | 6,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,962,000 | 57,130,000 | 58,005,000 | 57,505,000 |