Call reports 2020
FIRST NATIONAL BANK OF EAST TEXAS, THE — 2020
What FIRST NATIONAL BANK OF EAST TEXAS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 458,121,000 | 451,447,000 | 417,114,000 | 433,840,000 |
| Total loans | 259,193,000 | 259,420,000 | 262,008,000 | 268,607,000 |
| Allowance for loan losses | 3,329,000 | 3,845,000 | 3,814,000 | 3,635,000 |
| Securities available for sale | 78,003,000 | 86,639,000 | 90,748,000 | 89,580,000 |
| Securities held to maturity | 5,783,000 | 5,773,000 | 5,214,000 | 5,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,087,000 | 396,272,000 | 360,645,000 | 377,907,000 |
| Interest-bearing deposits | 330,348,000 | 301,033,000 | 265,743,000 | 282,786,000 |
| Noninterest-bearing deposits | 76,739,000 | 95,239,000 | 94,902,000 | 95,121,000 |
| Equity capital | 49,118,000 | 52,836,000 | 53,945,000 | 54,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,834,000 | 9,559,000 | 13,766,000 | 18,058,000 |
| Interest expense | 1,236,000 | 1,878,000 | 2,474,000 | 3,016,000 |
| Net interest income | 3,598,000 | 7,681,000 | 11,292,000 | 15,042,000 |
| Noninterest income | 794,000 | 1,579,000 | 2,321,000 | 3,098,000 |
| Noninterest expense | 2,876,000 | 5,704,000 | 8,755,000 | 11,691,000 |
| Provision for loan losses | 400,000 | 917,000 | 917,000 | 967,000 |
| Pretax income | 1,116,000 | 2,639,000 | 3,966,000 | 5,507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,116,000 | 2,639,000 | 3,966,000 | 5,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,653,000 | 44,512,000 | 45,347,000 | 45,008,000 |