Call reports 2019
FIRST NATIONAL BANK OF EAST TEXAS, THE — 2019
What FIRST NATIONAL BANK OF EAST TEXAS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 396,673,000 | 414,941,000 | 414,952,000 | 469,240,000 |
| Total loans | 260,794,000 | 257,710,000 | 254,282,000 | 261,178,000 |
| Allowance for loan losses | 3,526,000 | 3,390,000 | 3,331,000 | 3,305,000 |
| Securities available for sale | 54,375,000 | 63,355,000 | 67,678,000 | 73,277,000 |
| Securities held to maturity | 6,858,000 | 6,850,000 | 5,801,000 | 5,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,786,000 | 363,522,000 | 362,388,000 | 418,568,000 |
| Interest-bearing deposits | 267,810,000 | 290,660,000 | 283,550,000 | 339,692,000 |
| Noninterest-bearing deposits | 78,976,000 | 72,862,000 | 78,838,000 | 78,876,000 |
| Equity capital | 47,862,000 | 49,142,000 | 50,050,000 | 48,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,731,000 | 9,170,000 | 13,757,000 | 18,337,000 |
| Interest expense | 827,000 | 1,738,000 | 2,731,000 | 3,894,000 |
| Net interest income | 3,904,000 | 7,432,000 | 11,026,000 | 14,443,000 |
| Noninterest income | 793,000 | 1,580,000 | 2,386,000 | 3,185,000 |
| Noninterest expense | 2,772,000 | 5,561,000 | 8,376,000 | 11,027,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 1,875,000 | 3,351,000 | 4,936,000 | 6,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,875,000 | 3,351,000 | 4,936,000 | 6,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,131,000 | 42,803,000 | 43,452,000 | 42,537,000 |
| Total capital | 45,357,000 | 46,118,000 | 46,761,000 | 45,842,000 |
| Risk-weighted assets | 257,810,000 | 265,191,000 | 264,711,000 | 287,995,000 |