Call reports 2016
FIRST NATIONAL BANK OF EAST TEXAS, THE — 2016
What FIRST NATIONAL BANK OF EAST TEXAS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 326,100,000 | 310,821,000 | 310,037,000 | 312,605,000 |
| Total loans | 214,840,000 | 204,110,000 | 208,267,000 | 219,590,000 |
| Allowance for loan losses | 2,850,000 | 2,762,000 | 2,693,000 | 2,734,000 |
| Securities available for sale | 50,827,000 | 37,444,000 | 35,587,000 | 34,578,000 |
| Securities held to maturity | 15,309,000 | 15,066,000 | 13,767,000 | 13,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,986,000 | 261,317,000 | 259,729,000 | 261,390,000 |
| Interest-bearing deposits | 212,036,000 | 198,984,000 | 195,610,000 | 199,595,000 |
| Noninterest-bearing deposits | 65,950,000 | 62,333,000 | 64,119,000 | 61,795,000 |
| Equity capital | 42,892,000 | 44,082,000 | 44,653,000 | 43,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,356,000 | 6,599,000 | 9,824,000 | 13,077,000 |
| Interest expense | 273,000 | 536,000 | 797,000 | 1,056,000 |
| Net interest income | 3,083,000 | 6,063,000 | 9,027,000 | 12,021,000 |
| Noninterest income | 823,000 | 1,642,000 | 2,508,000 | 3,263,000 |
| Noninterest expense | 2,819,000 | 5,559,000 | 8,335,000 | 11,244,000 |
| Provision for loan losses | 60,000 | 60,000 | 106,000 | 331,000 |
| Pretax income | 1,027,000 | 2,089,000 | 3,097,000 | 3,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,027,000 | 2,089,000 | 3,097,000 | 3,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,807,000 | 37,714,000 | 38,300,000 | 37,407,000 |
| Total capital | 39,570,000 | 40,300,000 | 40,897,000 | 40,141,000 |
| Risk-weighted assets | 220,997,000 | 206,716,000 | 207,740,000 | 219,824,000 |