Call reports 2015
FIRST NATIONAL BANK OF EAST TEXAS, THE — 2015
What FIRST NATIONAL BANK OF EAST TEXAS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 331,214,000 | 328,019,000 | 329,549,000 | 330,069,000 |
| Total loans | 205,761,000 | 206,060,000 | 209,157,000 | 210,370,000 |
| Allowance for loan losses | 2,778,000 | 2,874,000 | 2,870,000 | 2,789,000 |
| Securities available for sale | 55,831,000 | 57,075,000 | 53,648,000 | 52,416,000 |
| Securities held to maturity | 13,954,000 | 16,890,000 | 15,106,000 | 15,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,766,000 | 279,670,000 | 280,076,000 | 281,812,000 |
| Interest-bearing deposits | 220,568,000 | 216,935,000 | 215,098,000 | 218,211,000 |
| Noninterest-bearing deposits | 61,198,000 | 62,735,000 | 64,978,000 | 63,601,000 |
| Equity capital | 41,278,000 | 41,177,000 | 42,118,000 | 41,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,413,000 | 6,835,000 | 10,221,000 | 13,780,000 |
| Interest expense | 300,000 | 597,000 | 886,000 | 1,172,000 |
| Net interest income | 3,113,000 | 6,238,000 | 9,335,000 | 12,608,000 |
| Noninterest income | 970,000 | 1,825,000 | 2,688,000 | 3,727,000 |
| Noninterest expense | 2,718,000 | 5,509,000 | 8,333,000 | 11,067,000 |
| Provision for loan losses | 250,000 | 250,000 | 285,000 | 285,000 |
| Pretax income | 1,115,000 | 2,304,000 | 3,395,000 | 4,973,000 |
| Income tax | -24,000 | -31,000 | -31,000 | -31,000 |
| Net income | 1,139,000 | 2,335,000 | 3,426,000 | 5,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,271,000 | 35,424,000 | 36,160,000 | 35,782,000 |
| Total capital | 37,999,000 | 38,142,000 | 38,887,000 | 38,498,000 |
| Risk-weighted assets | 218,241,000 | 217,290,000 | 218,040,000 | 217,257,000 |