Call reports 2013
FIRST NATIONAL BANK OF EAST TEXAS, THE — 2013
What FIRST NATIONAL BANK OF EAST TEXAS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 276,073,000 | 276,777,000 | 279,615,000 | 272,523,000 |
| Total loans | 172,899,000 | 181,211,000 | 187,662,000 | 190,549,000 |
| Allowance for loan losses | 2,305,000 | 2,306,000 | 2,499,000 | 2,603,000 |
| Securities available for sale | 50,103,000 | 44,524,000 | 45,716,000 | 37,514,000 |
| Securities held to maturity | 15,464,000 | 15,454,000 | 14,336,000 | 14,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,427,000 | 228,526,000 | 228,687,000 | 230,110,000 |
| Interest-bearing deposits | 183,987,000 | 181,490,000 | 181,368,000 | 183,892,000 |
| Noninterest-bearing deposits | 46,440,000 | 47,036,000 | 47,319,000 | 46,218,000 |
| Equity capital | 31,314,000 | 30,639,000 | 30,570,000 | 31,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,051,000 | 6,171,000 | 9,317,000 | 12,515,000 |
| Interest expense | 309,000 | 613,000 | 909,000 | 1,212,000 |
| Net interest income | 2,742,000 | 5,558,000 | 8,408,000 | 11,303,000 |
| Noninterest income | 846,000 | 1,705,000 | 2,542,000 | 3,270,000 |
| Noninterest expense | 2,336,000 | 4,642,000 | 7,062,000 | 9,467,000 |
| Provision for loan losses | 130,000 | 466,000 | 725,000 | 885,000 |
| Pretax income | 1,163,000 | 2,227,000 | 3,235,000 | 4,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,163,000 | 2,227,000 | 3,235,000 | 4,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,055,000 | 27,736,000 | 28,314,000 | 28,961,000 |
| Total capital | 30,360,000 | 30,042,000 | 30,745,000 | 31,405,000 |
| Risk-weighted assets | 186,521,000 | 191,493,000 | 194,421,000 | 195,612,000 |