Call reports 2012
FIRST NATIONAL BANK OF EAST TEXAS, THE — 2012
What FIRST NATIONAL BANK OF EAST TEXAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,768,000 | 256,526,000 | 261,267,000 | 269,920,000 |
| Total loans | 151,044,000 | 152,803,000 | 159,053,000 | 166,218,000 |
| Allowance for loan losses | 2,262,000 | 2,274,000 | 2,126,000 | 2,181,000 |
| Securities available for sale | 44,738,000 | 48,490,000 | 56,069,000 | 55,853,000 |
| Securities held to maturity | 17,972,000 | 17,845,000 | 16,246,000 | 16,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,139,000 | 221,425,000 | 224,568,000 | 223,568,000 |
| Interest-bearing deposits | 183,655,000 | 179,464,000 | 176,298,000 | 179,471,000 |
| Noninterest-bearing deposits | 43,484,000 | 41,961,000 | 48,270,000 | 44,097,000 |
| Equity capital | 30,250,000 | 30,353,000 | 31,192,000 | 32,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,941,000 | 5,829,000 | 8,794,000 | 11,785,000 |
| Interest expense | 339,000 | 654,000 | 963,000 | 1,264,000 |
| Net interest income | 2,602,000 | 5,175,000 | 7,831,000 | 10,521,000 |
| Noninterest income | 727,000 | 1,488,000 | 2,340,000 | 2,986,000 |
| Noninterest expense | 2,312,000 | 4,660,000 | 6,943,000 | 9,233,000 |
| Provision for loan losses | 115,000 | 210,000 | 345,000 | 530,000 |
| Pretax income | 902,000 | 1,793,000 | 2,908,000 | 3,802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 902,000 | 1,793,000 | 2,908,000 | 3,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,131,000 | 27,070,000 | 27,756,000 | 28,649,000 |
| Total capital | 29,164,000 | 29,115,000 | 29,882,000 | 30,830,000 |
| Risk-weighted assets | 162,398,000 | 163,405,000 | 170,447,000 | 178,863,000 |