Call reports 2025
REGIONAL MISSOURI BANK — 2025
What REGIONAL MISSOURI BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 570,349,000 | 563,524,000 | 562,107,000 | 573,965,000 |
| Total loans | 419,942,000 | 422,764,000 | 437,532,000 | 449,738,000 |
| Allowance for loan losses | 4,285,000 | 4,428,000 | 4,514,000 | 4,684,000 |
| Securities available for sale | 69,544,000 | 69,526,000 | 69,320,000 | 71,532,000 |
| Securities held to maturity | 9,360,000 | 8,532,000 | 8,528,000 | 8,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,830,000 | 463,273,000 | 454,738,000 | 490,861,000 |
| Interest-bearing deposits | 363,873,000 | 367,708,000 | 361,438,000 | 389,338,000 |
| Noninterest-bearing deposits | 91,957,000 | 95,565,000 | 93,300,000 | 101,523,000 |
| Equity capital | 56,740,000 | 58,117,000 | 61,130,000 | 62,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,679,000 | 15,536,000 | 23,499,000 | 31,723,000 |
| Interest expense | 2,767,000 | 5,395,000 | 7,945,000 | 10,352,000 |
| Net interest income | 4,912,000 | 10,141,000 | 15,554,000 | 21,371,000 |
| Noninterest income | 462,000 | 1,009,000 | 1,628,000 | 2,254,000 |
| Noninterest expense | 3,092,000 | 6,438,000 | 9,873,000 | 14,212,000 |
| Provision for loan losses | 12,000 | 156,000 | 240,000 | 410,000 |
| Pretax income | 2,270,000 | 4,554,000 | 7,067,000 | 9,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,270,000 | 4,554,000 | 7,067,000 | 9,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,459,000 | 61,708,000 | 63,185,000 | 63,780,000 |