Call reports 2024
REGIONAL MISSOURI BANK — 2024
What REGIONAL MISSOURI BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 516,954,000 | 515,127,000 | 534,632,000 | 564,774,000 |
| Total loans | 380,340,000 | 391,964,000 | 422,100,000 | 421,045,000 |
| Allowance for loan losses | 3,900,000 | 4,013,000 | 4,292,000 | 4,279,000 |
| Securities available for sale | 73,230,000 | 71,271,000 | 71,826,000 | 69,281,000 |
| Securities held to maturity | 7,967,000 | 8,740,000 | 8,736,000 | 9,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,922,000 | 441,888,000 | 431,044,000 | 453,436,000 |
| Interest-bearing deposits | 362,691,000 | 352,696,000 | 340,337,000 | 358,059,000 |
| Noninterest-bearing deposits | 90,231,000 | 89,192,000 | 90,707,000 | 95,377,000 |
| Equity capital | 51,160,000 | 51,422,000 | 54,371,000 | 54,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,747,000 | 13,619,000 | 20,874,000 | 28,415,000 |
| Interest expense | 2,516,000 | 4,906,000 | 7,487,000 | 10,274,000 |
| Net interest income | 4,231,000 | 8,713,000 | 13,387,000 | 18,141,000 |
| Noninterest income | 469,000 | 975,000 | 1,530,000 | 3,069,000 |
| Noninterest expense | 2,963,000 | 5,951,000 | 8,805,000 | 11,985,000 |
| Provision for loan losses | 0 | 113,000 | 404,000 | 396,000 |
| Pretax income | 1,740,000 | 3,626,000 | 5,707,000 | 8,830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,740,000 | 3,626,000 | 5,707,000 | 8,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,457,000 | 56,347,000 | 57,432,000 | 59,235,000 |