Call reports 2023
REGIONAL MISSOURI BANK — 2023
What REGIONAL MISSOURI BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 532,435,000 | 515,458,000 | 496,553,000 | 508,157,000 |
| Total loans | 372,461,000 | 384,016,000 | 376,772,000 | 381,292,000 |
| Allowance for loan losses | 3,693,000 | 3,686,000 | 3,778,000 | 3,890,000 |
| Securities available for sale | 76,743,000 | 74,318,000 | 71,279,000 | 74,598,000 |
| Securities held to maturity | 8,763,000 | 8,108,000 | 8,104,000 | 8,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,421,000 | 459,357,000 | 446,302,000 | 444,510,000 |
| Interest-bearing deposits | 344,182,000 | 354,306,000 | 349,975,000 | 351,748,000 |
| Noninterest-bearing deposits | 132,239,000 | 105,051,000 | 96,327,000 | 92,762,000 |
| Equity capital | 48,357,000 | 48,203,000 | 46,917,000 | 50,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,010,000 | 12,125,000 | 18,612,000 | 25,041,000 |
| Interest expense | 1,782,000 | 3,604,000 | 5,745,000 | 8,142,000 |
| Net interest income | 4,228,000 | 8,521,000 | 12,867,000 | 16,899,000 |
| Noninterest income | 490,000 | 1,036,000 | 1,604,000 | 2,133,000 |
| Noninterest expense | 2,690,000 | 5,658,000 | 8,452,000 | 11,463,000 |
| Provision for loan losses | 3,000 | -3,000 | 91,000 | 202,000 |
| Pretax income | 2,025,000 | 3,903,000 | 5,931,000 | 7,370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,025,000 | 3,903,000 | 5,931,000 | 7,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,623,000 | 53,503,000 | 54,536,000 | 54,730,000 |