Call reports 2022
REGIONAL MISSOURI BANK — 2022
What REGIONAL MISSOURI BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 746,298,000 | 488,717,000 | 524,452,000 | 545,162,000 |
| Total loans | 348,602,000 | 368,284,000 | 375,587,000 | 370,083,000 |
| Allowance for loan losses | 3,356,000 | 3,477,000 | 3,600,000 | 3,715,000 |
| Securities available for sale | 96,394,000 | 85,859,000 | 78,005,000 | 78,593,000 |
| Securities held to maturity | 7,674,000 | 9,274,000 | 9,270,000 | 9,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,536,000 | 416,108,000 | 427,765,000 | 491,532,000 |
| Interest-bearing deposits | 591,862,000 | 316,352,000 | 330,571,000 | 385,903,000 |
| Noninterest-bearing deposits | 99,674,000 | 99,756,000 | 97,194,000 | 105,629,000 |
| Equity capital | 46,932,000 | 44,610,000 | 43,368,000 | 46,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,428,000 | 8,973,000 | 13,893,000 | 19,660,000 |
| Interest expense | 450,000 | 968,000 | 1,770,000 | 3,171,000 |
| Net interest income | 3,978,000 | 8,005,000 | 12,123,000 | 16,489,000 |
| Noninterest income | 386,000 | 807,000 | 1,896,000 | 2,359,000 |
| Noninterest expense | 2,508,000 | 5,003,000 | 7,806,000 | 10,618,000 |
| Provision for loan losses | 123,000 | 246,000 | 369,000 | 492,000 |
| Pretax income | 1,733,000 | 3,546,000 | 5,795,000 | 7,688,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,733,000 | 3,546,000 | 5,795,000 | 7,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,892,000 | 49,709,000 | 50,962,000 | 51,674,000 |