Call reports 2021
REGIONAL MISSOURI BANK — 2021
What REGIONAL MISSOURI BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 478,688,000 | 497,880,000 | 482,595,000 | 497,079,000 |
| Total loans | 293,834,000 | 305,740,000 | 323,267,000 | 340,684,000 |
| Allowance for loan losses | 2,929,000 | 3,026,000 | 3,143,000 | 3,232,000 |
| Securities available for sale | 102,334,000 | 120,845,000 | 125,504,000 | 115,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,492,000 | 438,129,000 | 421,989,000 | 438,055,000 |
| Interest-bearing deposits | 322,003,000 | 341,609,000 | 327,246,000 | 340,406,000 |
| Noninterest-bearing deposits | 98,489,000 | 96,520,000 | 94,743,000 | 97,649,000 |
| Equity capital | 49,094,000 | 50,297,000 | 51,491,000 | 51,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,351,000 | 8,849,000 | 13,726,000 | 18,537,000 |
| Interest expense | 523,000 | 1,027,000 | 1,528,000 | 1,972,000 |
| Net interest income | 3,828,000 | 7,822,000 | 12,198,000 | 16,565,000 |
| Noninterest income | 465,000 | 902,000 | 1,313,000 | 1,739,000 |
| Noninterest expense | 2,326,000 | 4,584,000 | 7,039,000 | 9,556,000 |
| Provision for loan losses | 93,000 | 186,000 | 279,000 | 372,000 |
| Pretax income | 1,875,000 | 3,957,000 | 6,196,000 | 8,297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,875,000 | 3,957,000 | 6,196,000 | 8,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,793,000 | 46,886,000 | 48,130,000 | 48,155,000 |