Call reports 2020
REGIONAL MISSOURI BANK — 2020
What REGIONAL MISSOURI BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 380,969,000 | 401,505,000 | 429,776,000 | 446,583,000 |
| Total loans | 275,485,000 | 286,230,000 | 296,841,000 | 301,932,000 |
| Allowance for loan losses | 2,687,000 | 2,748,000 | 2,796,000 | 2,839,000 |
| Securities available for sale | 56,779,000 | 62,252,000 | 73,839,000 | 88,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,553,000 | 344,546,000 | 371,730,000 | 389,493,000 |
| Interest-bearing deposits | 245,410,000 | 257,985,000 | 292,773,000 | 300,931,000 |
| Noninterest-bearing deposits | 82,143,000 | 86,561,000 | 78,957,000 | 88,562,000 |
| Equity capital | 44,826,000 | 48,285,000 | 49,240,000 | 48,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,252,000 | 8,630,000 | 12,936,000 | 17,406,000 |
| Interest expense | 696,000 | 1,316,000 | 1,927,000 | 2,499,000 |
| Net interest income | 3,556,000 | 7,314,000 | 11,009,000 | 14,907,000 |
| Noninterest income | 733,000 | 1,129,000 | 1,615,000 | 2,075,000 |
| Noninterest expense | 2,168,000 | 4,174,000 | 6,379,000 | 8,595,000 |
| Provision for loan losses | 90,000 | 151,000 | 211,000 | 271,000 |
| Pretax income | 2,031,000 | 4,118,000 | 6,038,000 | 8,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,031,000 | 4,118,000 | 6,038,000 | 8,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,265,000 | 44,369,000 | 45,306,000 | 44,900,000 |