Call reports 2019
REGIONAL MISSOURI BANK — 2019
What REGIONAL MISSOURI BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 242,501,000 | 241,364,000 | 242,543,000 | 374,290,000 |
| Total loans | 200,350,000 | 205,354,000 | 207,564,000 | 265,624,000 |
| Allowance for loan losses | 2,614,000 | 2,612,000 | 2,607,000 | 2,572,000 |
| Securities available for sale | 25,395,000 | 25,297,000 | 23,365,000 | 55,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,716,000 | 207,458,000 | 207,641,000 | 320,094,000 |
| Interest-bearing deposits | 165,520,000 | 162,391,000 | 162,811,000 | 233,115,000 |
| Noninterest-bearing deposits | 44,196,000 | 45,067,000 | 44,830,000 | 86,979,000 |
| Equity capital | 24,688,000 | 25,627,000 | 26,465,000 | 45,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,930,000 | 5,931,000 | 9,025,000 | 13,505,000 |
| Interest expense | 595,000 | 1,217,000 | 1,855,000 | 2,585,000 |
| Net interest income | 2,335,000 | 4,714,000 | 7,170,000 | 10,920,000 |
| Noninterest income | 197,000 | 430,000 | 701,000 | 1,163,000 |
| Noninterest expense | 1,431,000 | 2,874,000 | 4,388,000 | 7,099,000 |
| Provision for loan losses | 20,000 | 21,000 | 21,000 | 121,000 |
| Pretax income | 1,081,000 | 2,249,000 | 3,462,000 | 4,863,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,081,000 | 2,249,000 | 3,462,000 | 4,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,699,000 | 24,473,000 | 25,296,000 | 42,218,000 |
| Total capital | 26,307,000 | 27,085,000 | 27,903,000 | 44,790,000 |
| Risk-weighted assets | 208,647,000 | 212,869,000 | 217,413,000 | 303,719,000 |