Call reports 2018
REGIONAL MISSOURI BANK — 2018
What REGIONAL MISSOURI BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 236,701,000 | 231,106,000 | 235,093,000 | 244,113,000 |
| Total loans | 184,354,000 | 193,854,000 | 193,464,000 | 202,443,000 |
| Allowance for loan losses | 2,453,000 | 2,511,000 | 2,551,000 | 2,596,000 |
| Securities available for sale | 26,014,000 | 27,670,000 | 28,361,000 | 28,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,870,000 | 204,370,000 | 201,587,000 | 204,172,000 |
| Interest-bearing deposits | 157,119,000 | 153,715,000 | 154,616,000 | 154,304,000 |
| Noninterest-bearing deposits | 53,751,000 | 50,655,000 | 46,971,000 | 49,868,000 |
| Equity capital | 22,367,000 | 23,217,000 | 23,865,000 | 23,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,486,000 | 5,198,000 | 7,968,000 | 10,790,000 |
| Interest expense | 372,000 | 768,000 | 1,207,000 | 1,741,000 |
| Net interest income | 2,114,000 | 4,430,000 | 6,761,000 | 9,049,000 |
| Noninterest income | 262,000 | 540,000 | 800,000 | 1,043,000 |
| Noninterest expense | 1,341,000 | 2,570,000 | 3,961,000 | 5,302,000 |
| Provision for loan losses | 90,000 | 151,000 | 191,000 | 231,000 |
| Pretax income | 945,000 | 2,254,000 | 3,414,000 | 4,559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 945,000 | 2,254,000 | 3,414,000 | 4,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,576,000 | 22,487,000 | 23,249,000 | 23,016,000 |
| Total capital | 23,972,000 | 24,972,000 | 25,764,000 | 25,612,000 |
| Risk-weighted assets | 191,643,000 | 198,830,000 | 201,200,000 | 210,236,000 |