Call reports 2017
REGIONAL MISSOURI BANK — 2017
What REGIONAL MISSOURI BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 210,888,000 | 211,241,000 | 215,613,000 | 219,871,000 |
| Total loans | 165,115,000 | 172,085,000 | 177,427,000 | 182,234,000 |
| Allowance for loan losses | 2,133,000 | 2,217,000 | 2,241,000 | 2,356,000 |
| Securities available for sale | 27,455,000 | 27,107,000 | 26,669,000 | 24,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,701,000 | 188,843,000 | 189,778,000 | 194,344,000 |
| Interest-bearing deposits | 143,817,000 | 142,213,000 | 146,395,000 | 145,548,000 |
| Noninterest-bearing deposits | 45,884,000 | 46,630,000 | 43,383,000 | 48,796,000 |
| Equity capital | 20,793,000 | 21,907,000 | 22,215,000 | 22,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,164,000 | 4,407,000 | 6,655,000 | 9,141,000 |
| Interest expense | 275,000 | 555,000 | 865,000 | 1,217,000 |
| Net interest income | 1,889,000 | 3,852,000 | 5,790,000 | 7,924,000 |
| Noninterest income | 205,000 | 432,000 | 682,000 | 1,088,000 |
| Noninterest expense | 1,226,000 | 2,359,000 | 3,620,000 | 4,831,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 300,000 |
| Pretax income | 778,000 | 1,757,000 | 2,595,000 | 3,858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 778,000 | 1,757,000 | 2,595,000 | 3,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,954,000 | 20,536,000 | 20,970,000 | 21,069,000 |
| Total capital | 22,087,000 | 22,753,000 | 23,211,000 | 23,401,000 |
| Risk-weighted assets | 174,725,000 | 178,515,000 | 185,580,000 | 186,593,000 |