Call reports 2016
REGIONAL MISSOURI BANK — 2016
What REGIONAL MISSOURI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 199,422,000 | 206,847,000 | 205,107,000 | 207,306,000 |
| Total loans | 158,626,000 | 167,331,000 | 166,585,000 | 169,453,000 |
| Allowance for loan losses | 1,824,000 | 1,910,000 | 2,001,000 | 2,093,000 |
| Securities available for sale | 28,049,000 | 27,438,000 | 25,658,000 | 24,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,465,000 | 185,793,000 | 182,108,000 | 186,334,000 |
| Interest-bearing deposits | 143,279,000 | 147,037,000 | 145,458,000 | 142,947,000 |
| Noninterest-bearing deposits | 36,186,000 | 38,756,000 | 36,650,000 | 43,387,000 |
| Equity capital | 19,625,000 | 20,620,000 | 20,957,000 | 20,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,150,000 | 4,344,000 | 6,578,000 | 8,790,000 |
| Interest expense | 240,000 | 496,000 | 771,000 | 1,049,000 |
| Net interest income | 1,910,000 | 3,848,000 | 5,807,000 | 7,741,000 |
| Noninterest income | 247,000 | 580,000 | 718,000 | 897,000 |
| Noninterest expense | 1,240,000 | 2,288,000 | 3,458,000 | 4,589,000 |
| Provision for loan losses | 93,000 | 183,000 | 274,000 | 364,000 |
| Pretax income | 824,000 | 1,957,000 | 2,793,000 | 3,685,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 816,000 | 1,949,000 | 2,785,000 | 3,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,270,000 | 19,016,000 | 19,465,000 | 19,618,000 |
| Total capital | 20,094,000 | 20,926,000 | 21,466,000 | 21,711,000 |
| Risk-weighted assets | 164,943,000 | 173,080,000 | 173,123,000 | 175,678,000 |