Call reports 2015
REGIONAL MISSOURI BANK — 2015
What REGIONAL MISSOURI BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 194,147,000 | 193,900,000 | 190,199,000 | 198,082,000 |
| Total loans | 150,404,000 | 151,191,000 | 148,842,000 | 157,118,000 |
| Allowance for loan losses | 1,467,000 | 1,568,000 | 1,655,000 | 1,735,000 |
| Securities available for sale | 31,396,000 | 30,167,000 | 29,932,000 | 28,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,423,000 | 175,614,000 | 171,022,000 | 178,658,000 |
| Interest-bearing deposits | 142,257,000 | 141,983,000 | 137,294,000 | 139,915,000 |
| Noninterest-bearing deposits | 34,166,000 | 33,631,000 | 33,728,000 | 38,743,000 |
| Equity capital | 17,428,000 | 17,919,000 | 18,716,000 | 19,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,950,000 | 3,995,000 | 6,016,000 | 8,106,000 |
| Interest expense | 238,000 | 481,000 | 717,000 | 949,000 |
| Net interest income | 1,712,000 | 3,514,000 | 5,299,000 | 7,157,000 |
| Noninterest income | 223,000 | 726,000 | 973,000 | 1,139,000 |
| Noninterest expense | 1,133,000 | 2,193,000 | 3,300,000 | 4,365,000 |
| Provision for loan losses | 115,000 | 222,000 | 313,000 | 406,000 |
| Pretax income | 687,000 | 1,825,000 | 2,659,000 | 3,525,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 686,000 | 1,824,000 | 2,658,000 | 3,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,210,000 | 17,058,000 | 17,602,000 | 17,883,000 |
| Total capital | 17,677,000 | 18,626,000 | 19,257,000 | 19,618,000 |
| Risk-weighted assets | 157,169,000 | 157,146,000 | 155,530,000 | 162,725,000 |