Call reports 2014
REGIONAL MISSOURI BANK — 2014
What REGIONAL MISSOURI BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 170,937,000 | 190,889,000 | 191,730,000 | 192,235,000 |
| Total loans | 124,045,000 | 132,316,000 | 140,825,000 | 145,702,000 |
| Allowance for loan losses | 1,192,000 | 1,254,000 | 1,316,000 | 1,366,000 |
| Securities available for sale | 33,521,000 | 44,973,000 | 35,661,000 | 32,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,236,000 | 170,610,000 | 167,170,000 | 175,210,000 |
| Interest-bearing deposits | 126,022,000 | 137,085,000 | 134,726,000 | 139,323,000 |
| Noninterest-bearing deposits | 27,214,000 | 33,525,000 | 32,444,000 | 35,887,000 |
| Equity capital | 15,447,000 | 15,949,000 | 16,623,000 | 16,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,556,000 | 5,571,000 | 7,598,000 |
| Interest expense | 238,000 | 480,000 | 717,000 | 939,000 |
| Net interest income | 1,469,000 | 3,076,000 | 4,854,000 | 6,659,000 |
| Noninterest income | 277,000 | 246,000 | 412,000 | 600,000 |
| Noninterest expense | 967,000 | 2,060,000 | 3,174,000 | 4,197,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 719,000 | 1,142,000 | 1,867,000 | 2,788,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 716,000 | 1,139,000 | 1,864,000 | 2,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,346,000 | 15,126,000 | 15,570,000 | 15,619,000 |
| Total capital | 16,538,000 | 16,380,000 | 16,886,000 | 16,985,000 |
| Risk-weighted assets | 129,479,000 | 147,749,000 | 153,984,000 | 158,219,000 |