Call reports 2013
REGIONAL MISSOURI BANK — 2013
What REGIONAL MISSOURI BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,993,000 | 161,828,000 | 164,350,000 | 165,149,000 |
| Total loans | 108,307,000 | 114,325,000 | 119,774,000 | 122,784,000 |
| Allowance for loan losses | 978,000 | 1,038,000 | 1,100,000 | 1,135,000 |
| Securities available for sale | 36,290,000 | 34,956,000 | 31,561,000 | 30,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,973,000 | 146,021,000 | 146,185,000 | 144,256,000 |
| Interest-bearing deposits | 122,482,000 | 118,542,000 | 119,489,000 | 116,234,000 |
| Noninterest-bearing deposits | 23,491,000 | 27,479,000 | 26,696,000 | 28,022,000 |
| Equity capital | 14,702,000 | 13,876,000 | 14,441,000 | 14,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,439,000 | 5,183,000 | 6,900,000 |
| Interest expense | 330,000 | 638,000 | 904,000 | 1,144,000 |
| Net interest income | 1,347,000 | 2,801,000 | 4,279,000 | 5,756,000 |
| Noninterest income | 108,000 | 350,000 | 552,000 | 759,000 |
| Noninterest expense | 851,000 | 1,813,000 | 2,607,000 | 3,582,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 544,000 | 1,218,000 | 2,055,000 | 2,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 544,000 | 1,218,000 | 2,055,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,573,000 | 13,981,000 | 14,553,000 | 14,920,000 |
| Total capital | 14,551,000 | 15,019,000 | 15,653,000 | 16,055,000 |
| Risk-weighted assets | 117,231,000 | 121,699,000 | 128,505,000 | 127,314,000 |