Call reports 2011
REGIONAL MISSOURI BANK — 2011
What REGIONAL MISSOURI BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 125,815,000 | 129,783,000 | 127,650,000 | 129,177,000 |
| Total loans | 94,518,000 | 101,124,000 | 100,645,000 | 99,544,000 |
| Allowance for loan losses | 888,000 | 932,000 | 978,000 | 940,000 |
| Securities available for sale | 22,697,000 | 21,802,000 | 18,619,000 | 20,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,883,000 | 114,809,000 | 115,314,000 | 115,110,000 |
| Interest-bearing deposits | 99,884,000 | 100,324,000 | 100,528,000 | 96,624,000 |
| Noninterest-bearing deposits | 14,999,000 | 14,485,000 | 14,786,000 | 18,486,000 |
| Equity capital | 10,571,000 | 11,271,000 | 11,886,000 | 11,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 3,027,000 | 4,568,000 | 6,080,000 |
| Interest expense | 432,000 | 852,000 | 1,267,000 | 1,656,000 |
| Net interest income | 1,047,000 | 2,175,000 | 3,301,000 | 4,424,000 |
| Noninterest income | 91,000 | 216,000 | 407,000 | 648,000 |
| Noninterest expense | 669,000 | 1,383,000 | 2,070,000 | 2,870,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 424,000 | 987,000 | 1,576,000 | 2,088,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 415,000 | 978,000 | 1,567,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,316,000 | 9,903,000 | 10,380,000 | 10,258,000 |
| Total capital | 10,232,000 | 10,863,000 | 11,358,000 | 11,198,000 |
| Risk-weighted assets | 92,133,000 | 99,091,000 | 97,256,000 | 97,313,000 |