Call reports 2010
REGIONAL MISSOURI BANK — 2010
What REGIONAL MISSOURI BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 116,253,000 | 118,788,000 | 119,067,000 | 121,673,000 |
| Total loans | 88,723,000 | 90,774,000 | 91,369,000 | 94,011,000 |
| Allowance for loan losses | 890,000 | 905,000 | 848,000 | 843,000 |
| Securities available for sale | 18,143,000 | 19,818,000 | 18,604,000 | 21,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,543,000 | 107,594,000 | 107,335,000 | 109,005,000 |
| Interest-bearing deposits | 92,688,000 | 95,379,000 | 94,760,000 | 93,674,000 |
| Noninterest-bearing deposits | 12,855,000 | 12,215,000 | 12,575,000 | 15,331,000 |
| Equity capital | 9,680,000 | 10,113,000 | 10,576,000 | 10,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,877,000 | 4,332,000 | 5,801,000 |
| Interest expense | 452,000 | 909,000 | 1,363,000 | 1,797,000 |
| Net interest income | 975,000 | 1,968,000 | 2,969,000 | 4,004,000 |
| Noninterest income | 123,000 | 259,000 | 407,000 | 503,000 |
| Noninterest expense | 679,000 | 1,311,000 | 2,085,000 | 2,789,000 |
| Provision for loan losses | 81,000 | 96,000 | 111,000 | 126,000 |
| Pretax income | 339,000 | 821,000 | 1,180,000 | 1,594,000 |
| Income tax | 7,000 | 9,000 | 9,000 | 9,000 |
| Net income | 332,000 | 812,000 | 1,171,000 | 1,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,303,000 | 8,668,000 | 8,989,000 | 9,008,000 |
| Total capital | 9,219,000 | 9,596,000 | 9,837,000 | 9,882,000 |
| Risk-weighted assets | 82,875,000 | 83,632,000 | 87,895,000 | 91,203,000 |