Call reports 2024
HEARTLAND BANK — 2024
What HEARTLAND BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,873,833,000 | 1,915,836,000 | 1,936,258,000 | 1,968,452,000 |
| Total loans | 1,532,054,000 | 1,552,010,000 | 1,556,041,000 | 1,559,605,000 |
| Allowance for loan losses | 17,897,000 | 17,813,000 | 17,845,000 | 17,902,000 |
| Securities available for sale | 222,603,000 | 233,270,000 | 229,907,000 | 222,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,641,754,000 | 1,656,899,000 | 1,718,781,000 | 1,764,261,000 |
| Interest-bearing deposits | 1,217,813,000 | 1,238,625,000 | 1,282,005,000 | 1,315,639,000 |
| Noninterest-bearing deposits | 423,941,000 | 418,274,000 | 436,776,000 | 448,622,000 |
| Equity capital | 176,711,000 | 181,001,000 | 188,729,000 | 187,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,557,000 | 51,698,000 | 78,895,000 | 106,202,000 |
| Interest expense | 10,451,000 | 21,544,000 | 33,518,000 | 45,538,000 |
| Net interest income | 15,106,000 | 30,154,000 | 45,377,000 | 60,664,000 |
| Noninterest income | 2,771,000 | 5,626,000 | 8,454,000 | 11,576,000 |
| Noninterest expense | 11,210,000 | 22,283,000 | 33,659,000 | 44,623,000 |
| Provision for loan losses | 0 | 207,000 | 206,000 | 334,000 |
| Pretax income | 6,667,000 | 13,497,000 | 20,172,000 | 27,617,000 |
| Income tax | 1,221,000 | 2,498,000 | 3,744,000 | 5,078,000 |
| Net income | 5,446,000 | 10,999,000 | 16,428,000 | 22,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,891,000 | 187,049,000 | 190,473,000 | 195,184,000 |
| Total capital | 202,087,000 | 206,124,000 | 209,580,000 | 214,220,000 |
| Risk-weighted assets | 1,535,560,000 | 1,547,194,000 | 1,547,907,000 | 1,526,791,000 |