Call reports 2023
HEARTLAND BANK — 2023
What HEARTLAND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,762,595,000 | 1,805,291,000 | 1,833,963,000 | 1,880,652,000 |
| Total loans | 1,469,963,000 | 1,507,964,000 | 1,522,484,000 | 1,549,695,000 |
| Allowance for loan losses | 16,644,000 | 17,063,000 | 17,143,000 | 17,928,000 |
| Securities available for sale | 159,622,000 | 178,031,000 | 179,812,000 | 211,124,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,582,994,000 | 1,572,843,000 | 1,594,567,000 | 1,656,769,000 |
| Interest-bearing deposits | 1,079,101,000 | 1,071,381,000 | 1,134,937,000 | 1,164,340,000 |
| Noninterest-bearing deposits | 503,893,000 | 501,462,000 | 459,630,000 | 492,429,000 |
| Equity capital | 161,891,000 | 164,252,000 | 162,391,000 | 175,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,501,000 | 42,928,000 | 67,084,000 | 92,219,000 |
| Interest expense | 4,859,000 | 11,976,000 | 20,591,000 | 30,083,000 |
| Net interest income | 15,642,000 | 30,952,000 | 46,493,000 | 62,136,000 |
| Noninterest income | 2,266,000 | 5,174,000 | 8,067,000 | 10,955,000 |
| Noninterest expense | 11,249,000 | 22,429,000 | 33,912,000 | 45,003,000 |
| Provision for loan losses | 750,000 | 1,212,000 | 1,339,000 | 2,442,000 |
| Pretax income | 5,909,000 | 12,147,000 | 18,598,000 | 25,488,000 |
| Income tax | 1,087,000 | 2,237,000 | 3,418,000 | 4,679,000 |
| Net income | 4,822,000 | 9,910,000 | 15,180,000 | 20,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,239,000 | 171,964,000 | 175,225,000 | 179,473,000 |
| Total capital | 186,193,000 | 190,675,000 | 194,247,000 | 198,869,000 |
| Risk-weighted assets | 1,472,258,000 | 1,514,365,000 | 1,521,661,000 | 1,553,689,000 |