Call reports 2022
HEARTLAND BANK — 2022
What HEARTLAND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,448,653,000 | 1,493,855,000 | 1,572,912,000 | 1,660,628,000 |
| Total loans | 1,154,583,000 | 1,211,589,000 | 1,318,023,000 | 1,405,588,000 |
| Allowance for loan losses | 15,450,000 | 15,925,000 | 16,229,000 | 16,591,000 |
| Securities available for sale | 150,674,000 | 154,505,000 | 149,460,000 | 152,492,000 |
| Securities held to maturity | 49,000 | 49,000 | 49,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,270,291,000 | 1,315,089,000 | 1,363,566,000 | 1,470,757,000 |
| Interest-bearing deposits | 759,814,000 | 817,328,000 | 881,408,000 | 943,386,000 |
| Noninterest-bearing deposits | 510,477,000 | 497,761,000 | 482,158,000 | 527,371,000 |
| Equity capital | 161,014,000 | 155,493,000 | 152,780,000 | 157,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,589,000 | 27,559,000 | 44,195,000 | 63,004,000 |
| Interest expense | 491,000 | 1,002,000 | 2,121,000 | 4,801,000 |
| Net interest income | 13,098,000 | 26,557,000 | 42,074,000 | 58,203,000 |
| Noninterest income | 2,787,000 | 5,205,000 | 7,310,000 | 9,392,000 |
| Noninterest expense | 9,904,000 | 20,081,000 | 30,581,000 | 41,840,000 |
| Provision for loan losses | 480,000 | 960,000 | 1,440,000 | 1,920,000 |
| Pretax income | 5,501,000 | 10,721,000 | 17,363,000 | 23,835,000 |
| Income tax | 1,060,000 | 2,062,000 | 3,347,000 | 4,513,000 |
| Net income | 4,441,000 | 8,659,000 | 14,016,000 | 19,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,280,000 | 158,285,000 | 161,804,000 | 165,895,000 |
| Total capital | 170,211,000 | 174,020,000 | 178,033,000 | 182,486,000 |
| Risk-weighted assets | 1,193,978,000 | 1,258,683,000 | 1,352,320,000 | 1,427,149,000 |