Call reports 2021
HEARTLAND BANK — 2021
What HEARTLAND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,568,347,000 | 1,506,976,000 | 1,451,748,000 | 1,464,528,000 |
| Total loans | 1,149,219,000 | 1,149,477,000 | 1,150,962,000 | 1,175,639,000 |
| Allowance for loan losses | 14,649,000 | 13,867,000 | 14,352,000 | 14,965,000 |
| Securities available for sale | 151,971,000 | 159,683,000 | 166,187,000 | 156,505,000 |
| Securities held to maturity | 202,000 | 202,000 | 202,000 | 49,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,369,176,000 | 1,311,055,000 | 1,254,822,000 | 1,268,460,000 |
| Interest-bearing deposits | 918,839,000 | 866,501,000 | 809,711,000 | 784,467,000 |
| Noninterest-bearing deposits | 450,337,000 | 444,554,000 | 445,111,000 | 483,993,000 |
| Equity capital | 156,214,000 | 160,444,000 | 163,493,000 | 166,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,608,000 | 27,062,000 | 40,953,000 | 55,262,000 |
| Interest expense | 1,320,000 | 2,305,000 | 3,111,000 | 3,713,000 |
| Net interest income | 12,288,000 | 24,757,000 | 37,842,000 | 51,549,000 |
| Noninterest income | 2,964,000 | 5,482,000 | 8,403,000 | 11,665,000 |
| Noninterest expense | 8,978,000 | 17,826,000 | 27,108,000 | 36,796,000 |
| Provision for loan losses | 480,000 | 960,000 | 1,440,000 | 1,920,000 |
| Pretax income | 6,017,000 | 11,676,000 | 17,920,000 | 24,721,000 |
| Income tax | 1,129,000 | 2,183,000 | 3,494,000 | 4,894,000 |
| Net income | 4,888,000 | 9,493,000 | 14,426,000 | 19,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,916,000 | 145,232,000 | 148,405,000 | 152,668,000 |
| Total capital | 154,954,000 | 158,655,000 | 162,530,000 | 167,397,000 |
| Risk-weighted assets | 1,041,446,000 | 1,073,445,000 | 1,129,818,000 | 1,178,128,000 |