Call reports 2020
HEARTLAND BANK — 2020
What HEARTLAND BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,171,589,000 | 1,509,919,000 | 1,517,085,000 | 1,544,271,000 |
| Total loans | 954,915,000 | 1,195,327,000 | 1,182,701,000 | 1,140,477,000 |
| Allowance for loan losses | 9,257,000 | 11,125,000 | 13,818,000 | 14,147,000 |
| Securities available for sale | 142,499,000 | 151,322,000 | 149,514,000 | 144,377,000 |
| Securities held to maturity | 741,000 | 741,000 | 351,000 | 202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 991,188,000 | 1,291,997,000 | 1,300,109,000 | 1,323,929,000 |
| Interest-bearing deposits | 733,528,000 | 894,066,000 | 909,388,000 | 894,058,000 |
| Noninterest-bearing deposits | 257,660,000 | 397,931,000 | 390,721,000 | 429,871,000 |
| Equity capital | 124,969,000 | 147,854,000 | 150,105,000 | 155,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,737,000 | 27,218,000 | 41,331,000 | 55,671,000 |
| Interest expense | 2,596,000 | 5,050,000 | 7,054,000 | 8,729,000 |
| Net interest income | 10,141,000 | 22,168,000 | 34,277,000 | 46,942,000 |
| Noninterest income | 2,247,000 | 4,687,000 | 7,849,000 | 11,869,000 |
| Noninterest expense | 8,117,000 | 16,089,000 | 24,910,000 | 33,656,000 |
| Provision for loan losses | 500,000 | 3,050,000 | 5,600,000 | 6,350,000 |
| Pretax income | 3,771,000 | 7,716,000 | 11,645,000 | 19,055,000 |
| Income tax | 689,000 | 1,421,000 | 2,106,000 | 3,521,000 |
| Net income | 3,082,000 | 6,295,000 | 9,539,000 | 15,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,492,000 | 132,089,000 | 133,812,000 | 138,747,000 |
| Total capital | 134,749,000 | 143,214,000 | 147,199,000 | 152,070,000 |
| Risk-weighted assets | 974,745,000 | 1,052,963,000 | 1,070,531,000 | 1,065,029,000 |