Call reports 2019
HEARTLAND BANK — 2019
What HEARTLAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,062,070,000 | 1,098,989,000 | 1,136,393,000 | 1,112,506,000 |
| Total loans | 832,023,000 | 869,983,000 | 884,143,000 | 899,622,000 |
| Allowance for loan losses | 7,700,000 | 7,994,000 | 8,534,000 | 8,767,000 |
| Securities available for sale | 148,900,000 | 147,592,000 | 140,156,000 | 139,218,000 |
| Securities held to maturity | 1,548,000 | 1,548,000 | 917,000 | 758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 903,450,000 | 934,440,000 | 984,003,000 | 953,476,000 |
| Interest-bearing deposits | 655,570,000 | 717,790,000 | 719,443,000 | 695,457,000 |
| Noninterest-bearing deposits | 247,880,000 | 216,650,000 | 264,560,000 | 258,019,000 |
| Equity capital | 115,855,000 | 119,894,000 | 123,131,000 | 125,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,041,000 | 24,545,000 | 37,823,000 | 50,941,000 |
| Interest expense | 2,221,000 | 4,883,000 | 7,883,000 | 10,754,000 |
| Net interest income | 9,820,000 | 19,662,000 | 29,940,000 | 40,187,000 |
| Noninterest income | 1,307,000 | 2,736,000 | 4,296,000 | 6,192,000 |
| Noninterest expense | 6,923,000 | 13,869,000 | 20,884,000 | 28,322,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 3,829,000 | 7,779,000 | 12,227,000 | 16,557,000 |
| Income tax | 694,000 | 1,419,000 | 2,228,000 | 3,008,000 |
| Net income | 3,135,000 | 6,360,000 | 9,999,000 | 13,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,398,000 | 118,679,000 | 120,811,000 | 123,436,000 |
| Total capital | 124,098,000 | 126,673,000 | 129,345,000 | 132,203,000 |
| Risk-weighted assets | 851,493,000 | 890,023,000 | 904,798,000 | 910,079,000 |