Call reports 2018
HEARTLAND BANK — 2018
What HEARTLAND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 937,215,000 | 1,001,144,000 | 1,021,282,000 | 1,045,174,000 |
| Total loans | 739,969,000 | 790,703,000 | 802,607,000 | 824,299,000 |
| Allowance for loan losses | 6,649,000 | 6,898,000 | 7,271,000 | 7,547,000 |
| Securities available for sale | 118,440,000 | 121,654,000 | 128,886,000 | 140,556,000 |
| Securities held to maturity | 4,655,000 | 3,671,000 | 3,085,000 | 1,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 817,309,000 | 847,730,000 | 878,126,000 | 889,340,000 |
| Interest-bearing deposits | 607,879,000 | 640,597,000 | 665,860,000 | 654,541,000 |
| Noninterest-bearing deposits | 209,430,000 | 207,133,000 | 212,266,000 | 234,799,000 |
| Equity capital | 81,568,000 | 85,606,000 | 91,990,000 | 112,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,566,000 | 19,937,000 | 31,131,000 | 43,075,000 |
| Interest expense | 1,386,000 | 3,083,000 | 5,046,000 | 7,170,000 |
| Net interest income | 8,180,000 | 16,854,000 | 26,085,000 | 35,905,000 |
| Noninterest income | 1,468,000 | 2,627,000 | 4,032,000 | 5,302,000 |
| Noninterest expense | 5,986,000 | 11,979,000 | 18,299,000 | 24,798,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 3,221,000 | 6,686,000 | 10,629,000 | 14,845,000 |
| Income tax | 587,000 | 1,201,000 | 1,939,000 | 2,734,000 |
| Net income | 2,634,000 | 5,485,000 | 8,690,000 | 12,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,903,000 | 88,223,000 | 95,673,000 | 114,206,000 |
| Total capital | 90,552,000 | 95,121,000 | 102,944,000 | 121,753,000 |
| Risk-weighted assets | 764,118,000 | 813,496,000 | 816,360,000 | 837,028,000 |