Call reports 2016
HEARTLAND BANK — 2016
What HEARTLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 759,768,000 | 762,930,000 | 790,229,000 | 780,740,000 |
| Total loans | 563,196,000 | 583,338,000 | 607,268,000 | 623,560,000 |
| Allowance for loan losses | 5,905,000 | 5,984,000 | 5,868,000 | 5,699,000 |
| Securities available for sale | 116,372,000 | 115,497,000 | 110,159,000 | 103,041,000 |
| Securities held to maturity | 5,989,000 | 5,987,000 | 5,973,000 | 5,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,835,000 | 644,613,000 | 670,451,000 | 667,583,000 |
| Interest-bearing deposits | 519,192,000 | 512,175,000 | 518,419,000 | 503,625,000 |
| Noninterest-bearing deposits | 128,643,000 | 132,438,000 | 152,032,000 | 163,958,000 |
| Equity capital | 72,303,000 | 74,413,000 | 75,551,000 | 74,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,611,000 | 15,289,000 | 23,277,000 | 31,533,000 |
| Interest expense | 897,000 | 1,837,000 | 2,831,000 | 3,822,000 |
| Net interest income | 6,714,000 | 13,452,000 | 20,446,000 | 27,711,000 |
| Noninterest income | 845,000 | 1,742,000 | 2,733,000 | 3,692,000 |
| Noninterest expense | 4,768,000 | 9,489,000 | 14,407,000 | 19,352,000 |
| Provision for loan losses | 240,000 | 375,000 | 510,000 | 645,000 |
| Pretax income | 2,615,000 | 5,528,000 | 8,460,000 | 11,604,000 |
| Income tax | 749,000 | 1,576,000 | 2,404,000 | 3,306,000 |
| Net income | 1,866,000 | 3,952,000 | 6,056,000 | 8,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,245,000 | 72,659,000 | 74,118,000 | 75,713,000 |
| Total capital | 77,150,000 | 78,643,000 | 79,986,000 | 81,412,000 |
| Risk-weighted assets | 555,562,000 | 579,506,000 | 606,586,000 | 629,473,000 |