Call reports 2015
HEARTLAND BANK — 2015
What HEARTLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 674,684,000 | 683,662,000 | 700,296,000 | 729,376,000 |
| Total loans | 520,907,000 | 531,877,000 | 535,384,000 | 546,674,000 |
| Allowance for loan losses | 5,271,000 | 5,498,000 | 5,650,000 | 5,716,000 |
| Securities available for sale | 100,811,000 | 102,750,000 | 104,061,000 | 114,491,000 |
| Securities held to maturity | 6,453,000 | 6,512,000 | 6,499,000 | 6,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 587,903,000 | 593,251,000 | 609,954,000 | 625,271,000 |
| Interest-bearing deposits | 477,367,000 | 481,685,000 | 489,542,000 | 484,886,000 |
| Noninterest-bearing deposits | 110,536,000 | 111,566,000 | 120,412,000 | 140,385,000 |
| Equity capital | 60,605,000 | 60,897,000 | 62,894,000 | 70,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,770,000 | 13,911,000 | 21,060,000 | 28,469,000 |
| Interest expense | 757,000 | 1,566,000 | 2,415,000 | 3,271,000 |
| Net interest income | 6,013,000 | 12,345,000 | 18,645,000 | 25,198,000 |
| Noninterest income | 740,000 | 1,532,000 | 2,483,000 | 4,223,000 |
| Noninterest expense | 4,297,000 | 8,573,000 | 12,853,000 | 17,322,000 |
| Provision for loan losses | 240,000 | 480,000 | 640,000 | 760,000 |
| Pretax income | 2,224,000 | 4,841,000 | 7,652,000 | 11,357,000 |
| Income tax | 640,000 | 1,397,000 | 2,229,000 | 3,049,000 |
| Net income | 1,584,000 | 3,444,000 | 5,423,000 | 8,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,455,000 | 60,743,000 | 62,179,000 | 69,959,000 |
| Total capital | 64,726,000 | 66,241,000 | 67,829,000 | 75,675,000 |
| Risk-weighted assets | 501,100,000 | 523,017,000 | 527,947,000 | 547,711,000 |