Call reports 2014
HEARTLAND BANK — 2014
What HEARTLAND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 600,008,000 | 614,680,000 | 635,431,000 | 649,111,000 |
| Total loans | 434,376,000 | 460,972,000 | 484,691,000 | 503,936,000 |
| Allowance for loan losses | 5,100,000 | 5,170,000 | 5,363,000 | 5,351,000 |
| Securities available for sale | 111,301,000 | 107,813,000 | 104,316,000 | 101,480,000 |
| Securities held to maturity | 6,625,000 | 6,599,000 | 6,627,000 | 6,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,492,000 | 528,971,000 | 544,534,000 | 557,910,000 |
| Interest-bearing deposits | 426,952,000 | 434,711,000 | 440,451,000 | 449,023,000 |
| Noninterest-bearing deposits | 86,540,000 | 94,260,000 | 104,083,000 | 108,887,000 |
| Equity capital | 54,686,000 | 56,428,000 | 57,804,000 | 59,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,091,000 | 12,420,000 | 18,974,000 | 25,801,000 |
| Interest expense | 679,000 | 1,367,000 | 2,086,000 | 2,852,000 |
| Net interest income | 5,412,000 | 11,053,000 | 16,888,000 | 22,949,000 |
| Noninterest income | 730,000 | 1,579,000 | 2,380,000 | 3,223,000 |
| Noninterest expense | 4,047,000 | 8,090,000 | 12,158,000 | 16,521,000 |
| Provision for loan losses | 405,000 | 755,000 | 1,030,000 | 1,255,000 |
| Pretax income | 1,690,000 | 3,924,000 | 6,217,000 | 8,533,000 |
| Income tax | 433,000 | 1,060,000 | 1,710,000 | 2,342,000 |
| Net income | 1,257,000 | 2,864,000 | 4,507,000 | 6,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,057,000 | 56,135,000 | 57,250,000 | 58,407,000 |
| Total capital | 60,157,000 | 61,305,000 | 62,613,000 | 63,758,000 |
| Risk-weighted assets | 411,732,000 | 431,515,000 | 447,022,000 | 466,341,000 |