Call reports 2013
HEARTLAND BANK — 2013
What HEARTLAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 572,059,000 | 566,183,000 | 582,997,000 | 579,696,000 |
| Total loans | 401,458,000 | 405,264,000 | 426,276,000 | 427,491,000 |
| Allowance for loan losses | 5,697,000 | 5,741,000 | 5,357,000 | 4,676,000 |
| Securities available for sale | 133,646,000 | 120,698,000 | 111,219,000 | 112,421,000 |
| Securities held to maturity | 6,864,000 | 6,862,000 | 6,959,000 | 6,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,751,000 | 478,154,000 | 501,251,000 | 492,589,000 |
| Interest-bearing deposits | 412,128,000 | 402,663,000 | 410,985,000 | 409,471,000 |
| Noninterest-bearing deposits | 76,623,000 | 75,491,000 | 90,266,000 | 83,118,000 |
| Equity capital | 54,693,000 | 52,506,000 | 52,470,000 | 52,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,030,000 | 12,075,000 | 18,249,000 | 24,655,000 |
| Interest expense | 790,000 | 1,560,000 | 2,302,000 | 3,012,000 |
| Net interest income | 5,240,000 | 10,515,000 | 15,947,000 | 21,643,000 |
| Noninterest income | 691,000 | 1,241,000 | 2,142,000 | 2,917,000 |
| Noninterest expense | 3,951,000 | 7,953,000 | 11,849,000 | 16,059,000 |
| Provision for loan losses | 555,000 | 1,110,000 | 1,565,000 | 1,970,000 |
| Pretax income | 1,644,000 | 3,377,000 | 5,366,000 | 7,218,000 |
| Income tax | 399,000 | 830,000 | 1,354,000 | 1,784,000 |
| Net income | 1,245,000 | 2,547,000 | 4,012,000 | 5,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,608,000 | 52,421,000 | 53,390,000 | 54,327,000 |
| Total capital | 56,474,000 | 57,413,000 | 58,468,000 | 59,003,000 |
| Risk-weighted assets | 387,691,000 | 397,902,000 | 406,006,000 | 407,465,000 |