Call reports 2012
HEARTLAND BANK — 2012
What HEARTLAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 575,981,000 | 570,956,000 | 576,996,000 | 577,721,000 |
| Total loans | 388,550,000 | 391,876,000 | 395,405,000 | 400,958,000 |
| Allowance for loan losses | 4,086,000 | 3,898,000 | 4,046,000 | 5,426,000 |
| Securities available for sale | 140,759,000 | 144,751,000 | 143,718,000 | 133,165,000 |
| Securities held to maturity | 8,166,000 | 8,165,000 | 8,513,000 | 6,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,620,000 | 489,085,000 | 493,544,000 | 490,905,000 |
| Interest-bearing deposits | 428,072,000 | 421,935,000 | 419,814,000 | 416,098,000 |
| Noninterest-bearing deposits | 68,548,000 | 67,150,000 | 73,730,000 | 74,807,000 |
| Equity capital | 50,941,000 | 53,629,000 | 54,959,000 | 54,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,446,000 | 12,895,000 | 19,229,000 | 25,794,000 |
| Interest expense | 1,140,000 | 2,137,000 | 3,073,000 | 3,926,000 |
| Net interest income | 5,306,000 | 10,758,000 | 16,156,000 | 21,868,000 |
| Noninterest income | 736,000 | 2,887,000 | 3,651,000 | 4,521,000 |
| Noninterest expense | 3,909,000 | 7,704,000 | 11,338,000 | 15,218,000 |
| Provision for loan losses | 446,000 | 926,000 | 1,406,000 | 3,386,000 |
| Pretax income | 1,834,000 | 5,188,000 | 7,236,000 | 8,244,000 |
| Income tax | 491,000 | 985,000 | 1,560,000 | 1,686,000 |
| Net income | 1,343,000 | 4,203,000 | 5,676,000 | 6,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,602,000 | 49,974,000 | 50,959,000 | 50,854,000 |
| Total capital | 51,688,000 | 53,872,000 | 55,005,000 | 55,714,000 |
| Risk-weighted assets | 377,055,000 | 378,543,000 | 386,162,000 | 388,228,000 |