Call reports 2011
HEARTLAND BANK — 2011
What HEARTLAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 558,241,000 | 550,678,000 | 560,239,000 | 570,653,000 |
| Total loans | 398,101,000 | 398,120,000 | 392,390,000 | 392,773,000 |
| Allowance for loan losses | 3,860,000 | 3,784,000 | 4,122,000 | 4,016,000 |
| Securities available for sale | 118,688,000 | 117,844,000 | 129,756,000 | 130,740,000 |
| Securities held to maturity | 5,756,000 | 5,754,000 | 5,753,000 | 7,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,911,000 | 465,972,000 | 475,316,000 | 493,030,000 |
| Interest-bearing deposits | 423,083,000 | 418,445,000 | 426,249,000 | 431,979,000 |
| Noninterest-bearing deposits | 47,828,000 | 47,527,000 | 49,067,000 | 61,051,000 |
| Equity capital | 46,719,000 | 48,525,000 | 51,197,000 | 50,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,682,000 | 13,368,000 | 20,131,000 | 26,709,000 |
| Interest expense | 1,424,000 | 2,782,000 | 4,129,000 | 5,369,000 |
| Net interest income | 5,258,000 | 10,586,000 | 16,002,000 | 21,340,000 |
| Noninterest income | 799,000 | 1,574,000 | 2,349,000 | 3,208,000 |
| Noninterest expense | 3,696,000 | 7,365,000 | 10,957,000 | 14,644,000 |
| Provision for loan losses | 545,000 | 1,089,000 | 1,839,000 | 2,589,000 |
| Pretax income | 1,816,000 | 3,706,000 | 5,565,000 | 7,325,000 |
| Income tax | 496,000 | 1,024,000 | 1,531,000 | 1,986,000 |
| Net income | 1,320,000 | 2,682,000 | 4,034,000 | 5,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,715,000 | 46,582,000 | 47,437,000 | 46,747,000 |
| Total capital | 49,575,000 | 50,366,000 | 51,559,000 | 50,763,000 |
| Risk-weighted assets | 375,788,000 | 376,738,000 | 375,668,000 | 376,038,000 |