Call reports 2004
HEARTLAND BANK — 2004
What HEARTLAND BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 356,056,000 | 361,424,000 | 365,844,000 | 377,416,000 |
| Total loans | 254,571,000 | 263,977,000 | 270,668,000 | 275,648,000 |
| Allowance for loan losses | 2,572,000 | 2,569,000 | 2,656,000 | 2,615,000 |
| Securities available for sale | 72,324,000 | 75,348,000 | 75,028,000 | 82,281,000 |
| Securities held to maturity | 582,000 | 582,000 | 582,000 | 456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,521,000 | 316,391,000 | 326,222,000 | 325,137,000 |
| Interest-bearing deposits | 284,528,000 | 279,998,000 | 291,133,000 | 289,188,000 |
| Noninterest-bearing deposits | 33,993,000 | 36,393,000 | 35,089,000 | 35,949,000 |
| Equity capital | 29,141,000 | 29,106,000 | 31,138,000 | 31,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,746,000 | 9,524,000 | 14,510,000 | 19,671,000 |
| Interest expense | 1,292,000 | 2,580,000 | 4,009,000 | 5,582,000 |
| Net interest income | 3,454,000 | 6,944,000 | 10,501,000 | 14,089,000 |
| Noninterest income | 1,087,000 | 2,236,000 | 3,149,000 | 4,148,000 |
| Noninterest expense | 2,980,000 | 5,880,000 | 8,661,000 | 11,605,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,430,000 | 3,048,000 | 4,647,000 | 6,170,000 |
| Income tax | 441,000 | 900,000 | 1,391,000 | 1,845,000 |
| Net income | 989,000 | 2,148,000 | 3,256,000 | 4,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,236,000 | 29,395,000 | 30,503,000 | 31,572,000 |
| Total capital | 30,808,000 | 31,964,000 | 33,159,000 | 34,187,000 |
| Risk-weighted assets | 265,477,000 | 274,796,000 | 279,019,000 | 279,601,000 |
Machine access — free, no API key
Every figure shown here about HEARTLAND BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.