Call reports 2016
CALIFORNIA UNITED BANK — 2016
What CALIFORNIA UNITED BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,739,618,000 | 2,776,336,000 | 2,893,726,000 | 2,995,768,000 |
| Total loans | 1,868,324,000 | 1,950,909,000 | 1,974,764,000 | 2,050,078,000 |
| Allowance for loan losses | 16,545,000 | 18,476,000 | 18,371,000 | 19,374,000 |
| Securities available for sale | 315,499,000 | 334,113,000 | 375,094,000 | 469,950,000 |
| Securities held to maturity | 40,256,000 | 40,595,000 | 40,073,000 | 42,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,383,324,000 | 2,404,554,000 | 2,514,104,000 | 2,617,104,000 |
| Interest-bearing deposits | 1,063,586,000 | 1,058,191,000 | 1,106,069,000 | 1,207,291,000 |
| Noninterest-bearing deposits | 1,319,738,000 | 1,346,363,000 | 1,408,035,000 | 1,409,813,000 |
| Equity capital | 318,217,000 | 327,237,000 | 334,487,000 | 339,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 24,396,000 | 49,609,000 | 75,650,000 | 102,366,000 |
| Interest expense | 653,000 | 1,283,000 | 1,967,000 | 2,659,000 |
| Net interest income | 23,743,000 | 48,326,000 | 73,683,000 | 99,707,000 |
| Noninterest income | 2,653,000 | 5,406,000 | 8,098,000 | 10,566,000 |
| Noninterest expense | 15,045,000 | 29,929,000 | 46,529,000 | 62,780,000 |
| Provision for loan losses | 622,000 | 1,685,000 | 2,382,000 | 3,264,000 |
| Pretax income | 10,729,000 | 22,118,000 | 33,011,000 | 44,487,000 |
| Income tax | 4,303,000 | 8,864,000 | 12,278,000 | 16,431,000 |
| Net income | 6,426,000 | 13,254,000 | 20,733,000 | 28,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,701,000 | 259,029,000 | 266,751,000 | 275,151,000 |
| Total capital | 267,956,000 | 278,231,000 | 285,900,000 | 295,411,000 |
| Risk-weighted assets | 2,389,355,000 | 2,488,300,000 | 2,541,033,000 | 2,677,030,000 |