Call reports 2015
CALIFORNIA UNITED BANK — 2015
What CALIFORNIA UNITED BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,406,524,000 | 2,470,515,000 | 2,604,829,000 | 2,634,670,000 |
| Total loans | 1,664,278,000 | 1,712,058,000 | 1,770,422,000 | 1,832,281,000 |
| Allowance for loan losses | 13,247,000 | 14,124,000 | 14,965,000 | 15,682,000 |
| Securities available for sale | 224,050,000 | 217,481,000 | 256,085,000 | 315,785,000 |
| Securities held to maturity | 46,124,000 | 44,014,000 | 43,269,000 | 42,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,088,695,000 | 2,142,696,000 | 2,265,850,000 | 2,293,547,000 |
| Interest-bearing deposits | 973,268,000 | 1,002,794,000 | 1,011,465,000 | 998,706,000 |
| Noninterest-bearing deposits | 1,115,427,000 | 1,139,902,000 | 1,254,385,000 | 1,294,841,000 |
| Equity capital | 289,502,000 | 295,110,000 | 302,964,000 | 309,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 21,470,000 | 43,893,000 | 67,393,000 | 91,405,000 |
| Interest expense | 539,000 | 1,097,000 | 1,692,000 | 2,285,000 |
| Net interest income | 20,931,000 | 42,796,000 | 65,701,000 | 89,120,000 |
| Noninterest income | 2,407,000 | 5,001,000 | 7,445,000 | 10,151,000 |
| Noninterest expense | 14,774,000 | 29,531,000 | 44,248,000 | 59,155,000 |
| Provision for loan losses | 1,443,000 | 2,126,000 | 2,831,000 | 5,081,000 |
| Pretax income | 7,121,000 | 16,140,000 | 26,067,000 | 35,147,000 |
| Income tax | 2,798,000 | 6,408,000 | 9,939,000 | 13,334,000 |
| Net income | 4,323,000 | 9,732,000 | 16,128,000 | 21,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 222,535,000 | 228,955,000 | 236,523,000 | 243,989,000 |
| Total capital | 236,277,000 | 243,638,000 | 252,049,000 | 260,279,000 |
| Risk-weighted assets | 2,086,479,000 | 2,219,817,000 | 2,267,860,000 | 2,329,798,000 |