Call reports 2014
CALIFORNIA UNITED BANK — 2014
What CALIFORNIA UNITED BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,381,610,000 | 1,429,192,000 | 1,450,746,000 | 2,264,327,000 |
| Total loans | 943,762,000 | 978,381,000 | 977,354,000 | 1,623,313,000 |
| Allowance for loan losses | 10,823,000 | 11,284,000 | 11,348,000 | 12,610,000 |
| Securities available for sale | 102,155,000 | 102,143,000 | 139,552,000 | 226,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 47,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,208,712,000 | 1,250,210,000 | 1,266,602,000 | 1,952,305,000 |
| Interest-bearing deposits | 551,753,000 | 562,980,000 | 564,696,000 | 915,059,000 |
| Noninterest-bearing deposits | 656,959,000 | 687,230,000 | 701,906,000 | 1,037,246,000 |
| Equity capital | 144,286,000 | 147,729,000 | 151,022,000 | 283,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,609,000 | 25,569,000 | 38,782,000 | 55,124,000 |
| Interest expense | 356,000 | 710,000 | 1,071,000 | 1,491,000 |
| Net interest income | 12,253,000 | 24,859,000 | 37,711,000 | 53,633,000 |
| Noninterest income | 1,787,000 | 3,568,000 | 5,568,000 | 7,643,000 |
| Noninterest expense | 9,380,000 | 18,716,000 | 28,580,000 | 42,374,000 |
| Provision for loan losses | 75,000 | 583,000 | 618,000 | 2,339,000 |
| Pretax income | 4,585,000 | 9,128,000 | 14,081,000 | 16,516,000 |
| Income tax | 1,779,000 | 3,666,000 | 5,924,000 | 6,689,000 |
| Net income | 2,806,000 | 5,462,000 | 8,157,000 | 9,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,329,000 | 132,757,000 | 136,154,000 | 210,031,000 |
| Total capital | 140,522,000 | 144,444,000 | 147,907,000 | 223,112,000 |
| Risk-weighted assets | 1,161,020,000 | 1,210,906,000 | 1,230,725,000 | 1,991,253,000 |