Call reports 2013
CALIFORNIA UNITED BANK — 2013
What CALIFORNIA UNITED BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,262,115,000 | 1,276,252,000 | 1,344,131,000 | 1,406,959,000 |
| Total loans | 858,382,000 | 882,609,000 | 907,253,000 | 931,408,000 |
| Allowance for loan losses | 8,841,000 | 9,412,000 | 10,038,000 | 10,603,000 |
| Securities available for sale | 109,787,000 | 109,955,000 | 102,779,000 | 106,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,091,485,000 | 1,099,098,000 | 1,178,135,000 | 1,236,771,000 |
| Interest-bearing deposits | 532,802,000 | 526,662,000 | 566,742,000 | 600,231,000 |
| Noninterest-bearing deposits | 558,683,000 | 572,436,000 | 611,393,000 | 636,540,000 |
| Equity capital | 132,491,000 | 134,570,000 | 136,938,000 | 140,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,011,000 | 25,086,000 | 37,868,000 | 50,675,000 |
| Interest expense | 407,000 | 815,000 | 1,205,000 | 1,594,000 |
| Net interest income | 11,604,000 | 24,271,000 | 36,663,000 | 49,081,000 |
| Noninterest income | 1,421,000 | 3,111,000 | 4,582,000 | 6,470,000 |
| Noninterest expense | 9,193,000 | 18,337,000 | 27,652,000 | 37,084,000 |
| Provision for loan losses | 134,000 | 1,287,000 | 1,918,000 | 2,852,000 |
| Pretax income | 3,703,000 | 7,763,000 | 11,680,000 | 15,662,000 |
| Income tax | 1,462,000 | 3,108,000 | 4,435,000 | 5,379,000 |
| Net income | 2,241,000 | 4,655,000 | 7,245,000 | 10,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,349,000 | 116,812,000 | 121,249,000 | 124,750,000 |
| Total capital | 122,479,000 | 126,514,000 | 131,591,000 | 135,682,000 |
| Risk-weighted assets | 1,039,822,000 | 1,062,418,000 | 1,110,866,000 | 1,134,653,000 |