Call reports 2012
CALIFORNIA UNITED BANK — 2012
What CALIFORNIA UNITED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 867,554,000 | 908,127,000 | 1,264,386,000 | 1,246,844,000 |
| Total loans | 453,248,000 | 488,243,000 | 791,905,000 | 852,413,000 |
| Allowance for loan losses | 7,512,000 | 7,329,000 | 7,806,000 | 8,803,000 |
| Securities available for sale | 107,199,000 | 102,800,000 | 120,628,000 | 118,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,853,000 | 794,355,000 | 1,097,211,000 | 1,079,553,000 |
| Interest-bearing deposits | 336,925,000 | 347,196,000 | 570,938,000 | 534,549,000 |
| Noninterest-bearing deposits | 423,928,000 | 447,159,000 | 526,273,000 | 545,004,000 |
| Equity capital | 81,588,000 | 82,250,000 | 127,838,000 | 130,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,478,000 | 14,639,000 | 25,016,000 | 37,403,000 |
| Interest expense | 239,000 | 475,000 | 965,000 | 1,466,000 |
| Net interest income | 7,239,000 | 14,164,000 | 24,051,000 | 35,937,000 |
| Noninterest income | 420,000 | 1,202,000 | 2,393,000 | 3,818,000 |
| Noninterest expense | 6,673,000 | 12,943,000 | 24,626,000 | 33,976,000 |
| Provision for loan losses | 0 | 380,000 | 901,000 | 1,768,000 |
| Pretax income | 956,000 | 1,983,000 | 827,000 | 3,856,000 |
| Income tax | 450,000 | 952,000 | 611,000 | 1,804,000 |
| Net income | 506,000 | 1,031,000 | 216,000 | 2,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,880,000 | 73,901,000 | 105,583,000 | 109,346,000 |
| Total capital | 80,240,000 | 81,452,000 | 113,647,000 | 118,405,000 |
| Risk-weighted assets | 588,385,000 | 617,058,000 | 992,659,000 | 1,020,190,000 |