Call reports 2011
CALIFORNIA UNITED BANK — 2011
What CALIFORNIA UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 763,657,000 | 796,710,000 | 791,694,000 | 800,204,000 |
| Total loans | 429,964,000 | 435,957,000 | 465,055,000 | 489,260,000 |
| Allowance for loan losses | 6,070,000 | 6,299,000 | 6,984,000 | 7,495,000 |
| Securities available for sale | 112,509,000 | 122,705,000 | 107,268,000 | 114,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,603,000 | 690,377,000 | 671,941,000 | 690,756,000 |
| Interest-bearing deposits | 365,170,000 | 348,857,000 | 323,639,000 | 309,264,000 |
| Noninterest-bearing deposits | 295,433,000 | 341,520,000 | 348,302,000 | 381,492,000 |
| Equity capital | 77,399,000 | 79,147,000 | 80,332,000 | 80,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,994,000 | 14,211,000 | 21,414,000 | 28,756,000 |
| Interest expense | 412,000 | 750,000 | 1,062,000 | 1,316,000 |
| Net interest income | 6,582,000 | 13,461,000 | 20,352,000 | 27,440,000 |
| Noninterest income | 543,000 | 1,127,000 | 1,777,000 | 2,407,000 |
| Noninterest expense | 6,512,000 | 12,953,000 | 19,426,000 | 25,746,000 |
| Provision for loan losses | 194,000 | 661,000 | 661,000 | 1,442,000 |
| Pretax income | 518,000 | 1,072,000 | 2,127,000 | 2,614,000 |
| Income tax | 270,000 | 512,000 | 966,000 | 1,147,000 |
| Net income | 248,000 | 560,000 | 1,161,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,452,000 | 70,787,000 | 71,778,000 | 72,132,000 |
| Total capital | 75,725,000 | 77,304,000 | 78,997,000 | 79,732,000 |
| Risk-weighted assets | 558,379,000 | 574,410,000 | 592,787,000 | 607,889,000 |