Call reports 2010
CALIFORNIA UNITED BANK — 2010
What CALIFORNIA UNITED BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 486,962,000 | 532,023,000 | 589,796,000 | 756,284,000 |
| Total loans | 272,584,000 | 286,111,000 | 309,105,000 | 421,263,000 |
| Allowance for loan losses | 4,950,000 | 5,010,000 | 5,420,000 | 5,860,000 |
| Securities available for sale | 102,687,000 | 94,282,000 | 75,095,000 | 96,174,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,476,000 | 420,195,000 | 484,221,000 | 657,967,000 |
| Interest-bearing deposits | 253,169,000 | 258,406,000 | 291,875,000 | 380,184,000 |
| Noninterest-bearing deposits | 117,307,000 | 161,789,000 | 192,346,000 | 277,783,000 |
| Equity capital | 57,545,000 | 60,005,000 | 60,139,000 | 67,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,131,000 | 10,099,000 | 15,383,000 | 20,594,000 |
| Interest expense | 592,000 | 1,198,000 | 1,764,000 | 2,191,000 |
| Net interest income | 4,539,000 | 8,901,000 | 13,619,000 | 18,403,000 |
| Noninterest income | 238,000 | 511,000 | 831,000 | 1,189,000 |
| Noninterest expense | 4,161,000 | 8,403,000 | 13,528,000 | 20,370,000 |
| Provision for loan losses | 196,000 | 256,000 | 666,000 | 2,542,000 |
| Pretax income | 420,000 | 873,000 | 212,000 | -3,426,000 |
| Income tax | 183,000 | 422,000 | 208,000 | -1,143,000 |
| Net income | 237,000 | 451,000 | 4,000 | -2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,479,000 | 59,588,000 | 59,408,000 | 59,357,000 |
| Total capital | 63,046,000 | 64,358,000 | 64,518,000 | 65,404,000 |
| Risk-weighted assets | 364,172,000 | 381,203,000 | 408,344,000 | 540,512,000 |