Call reports 2020
TEXAN BANK, NATIONAL ASSOCIATION — 2020
What TEXAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 344,520,000 | 411,115,000 | 405,818,000 | 388,130,000 |
| Total loans | 291,376,000 | 331,322,000 | 330,670,000 | 329,619,000 |
| Allowance for loan losses | 3,535,000 | 3,598,000 | 3,745,000 | 4,208,000 |
| Securities available for sale | 10,864,000 | 4,316,000 | 3,388,000 | 4,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,458,000 | 321,944,000 | 329,201,000 | 323,834,000 |
| Interest-bearing deposits | 251,182,000 | 253,076,000 | 250,648,000 | 249,569,000 |
| Noninterest-bearing deposits | 50,276,000 | 68,868,000 | 78,553,000 | 74,265,000 |
| Equity capital | 42,631,000 | 43,527,000 | 44,283,000 | 43,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,497,000 | 9,317,000 | 13,552,000 | 18,214,000 |
| Interest expense | 1,218,000 | 2,149,000 | 2,982,000 | 3,662,000 |
| Net interest income | 3,279,000 | 7,168,000 | 10,570,000 | 14,552,000 |
| Noninterest income | 201,000 | 434,000 | 836,000 | 968,000 |
| Noninterest expense | 2,762,000 | 5,644,000 | 8,479,000 | 12,204,000 |
| Provision for loan losses | 103,000 | 153,000 | 178,000 | 1,241,000 |
| Pretax income | 615,000 | 1,866,000 | 2,816,000 | 2,142,000 |
| Income tax | 133,000 | 391,000 | 607,000 | 473,000 |
| Net income | 482,000 | 1,475,000 | 2,209,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,986,000 | 42,001,000 | 42,764,000 | 42,224,000 |
| Total capital | 44,549,000 | — | — | — |
| Risk-weighted assets | 313,073,000 | — | — | — |