Call reports 2016
TEXAN BANK, NATIONAL ASSOCIATION — 2016
What TEXAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 203,648,000 | 205,965,000 | 219,856,000 | 227,809,000 |
| Total loans | 145,708,000 | 154,670,000 | 165,516,000 | 174,905,000 |
| Allowance for loan losses | 2,173,000 | 2,558,000 | 2,697,000 | 2,704,000 |
| Securities available for sale | 16,103,000 | 7,923,000 | 7,553,000 | 7,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,359,000 | 184,559,000 | 198,644,000 | 207,173,000 |
| Interest-bearing deposits | 151,832,000 | 151,109,000 | 161,961,000 | 167,328,000 |
| Noninterest-bearing deposits | 30,527,000 | 33,450,000 | 36,683,000 | 39,845,000 |
| Equity capital | 20,928,000 | 20,869,000 | 20,918,000 | 20,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,279,000 | 4,567,000 | 7,007,000 | 9,562,000 |
| Interest expense | 389,000 | 790,000 | 1,215,000 | 1,660,000 |
| Net interest income | 1,890,000 | 3,777,000 | 5,792,000 | 7,902,000 |
| Noninterest income | 344,000 | 1,122,000 | 1,601,000 | 2,428,000 |
| Noninterest expense | 2,027,000 | 4,298,000 | 6,446,000 | 9,288,000 |
| Provision for loan losses | 776,000 | 1,361,000 | 1,606,000 | 2,731,000 |
| Pretax income | -569,000 | -754,000 | -653,000 | -1,683,000 |
| Income tax | -187,000 | -241,000 | -200,000 | -542,000 |
| Net income | -382,000 | -513,000 | -453,000 | -1,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,793,000 | 18,761,000 | 18,927,000 | 17,904,000 |
| Total capital | 20,842,000 | 20,907,000 | 21,271,000 | 20,337,000 |
| Risk-weighted assets | 163,600,000 | 171,058,000 | 187,034,000 | 194,042,000 |