Call reports 2015
TEXAN BANK, NATIONAL ASSOCIATION — 2015
What TEXAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 178,769,000 | 193,693,000 | 205,839,000 | 207,691,000 |
| Total loans | 130,094,000 | 129,557,000 | 131,243,000 | 135,956,000 |
| Allowance for loan losses | 2,591,000 | 1,968,000 | 1,972,000 | 2,033,000 |
| Securities available for sale | 8,672,000 | 12,465,000 | 17,281,000 | 16,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,974,000 | 172,499,000 | 184,121,000 | 186,074,000 |
| Interest-bearing deposits | 127,377,000 | 138,430,000 | 147,469,000 | 149,849,000 |
| Noninterest-bearing deposits | 29,597,000 | 34,069,000 | 36,652,000 | 36,225,000 |
| Equity capital | 20,469,000 | 20,810,000 | 21,010,000 | 21,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,964,000 | 4,088,000 | 6,217,000 | 8,417,000 |
| Interest expense | 308,000 | 645,000 | 1,007,000 | 1,383,000 |
| Net interest income | 1,656,000 | 3,443,000 | 5,210,000 | 7,034,000 |
| Noninterest income | 465,000 | 1,336,000 | 2,025,000 | 2,592,000 |
| Noninterest expense | 2,021,000 | 4,039,000 | 6,261,000 | 8,199,000 |
| Provision for loan losses | 693,000 | 737,000 | 739,000 | 866,000 |
| Pretax income | -593,000 | 3,000 | 235,000 | 561,000 |
| Income tax | -180,000 | 28,000 | 118,000 | 245,000 |
| Net income | -413,000 | -25,000 | 117,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,280,000 | 18,695,000 | 18,955,000 | 19,309,000 |
| Total capital | 19,970,000 | 20,408,000 | 20,722,000 | 21,172,000 |
| Risk-weighted assets | 134,317,000 | 136,357,000 | 140,758,000 | 148,605,000 |