Call reports 2013
TEXAN BANK, NATIONAL ASSOCIATION — 2013
What TEXAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 102,244,000 | 109,837,000 | 124,775,000 | 133,506,000 |
| Total loans | 66,082,000 | 71,326,000 | 93,191,000 | 106,013,000 |
| Allowance for loan losses | 706,000 | 1,220,000 | 1,435,000 | 1,610,000 |
| Securities available for sale | 6,489,000 | 10,877,000 | 12,255,000 | 11,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,240,000 | 89,780,000 | 105,211,000 | 112,098,000 |
| Interest-bearing deposits | 56,682,000 | 65,423,000 | 78,969,000 | 86,908,000 |
| Noninterest-bearing deposits | 27,558,000 | 24,357,000 | 26,242,000 | 25,190,000 |
| Equity capital | 13,771,000 | 15,873,000 | 15,842,000 | 17,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,131,000 | 3,638,000 | 5,337,000 |
| Interest expense | 107,000 | 251,000 | 428,000 | 641,000 |
| Net interest income | 905,000 | 1,880,000 | 3,210,000 | 4,696,000 |
| Noninterest income | 126,000 | 407,000 | 581,000 | 872,000 |
| Noninterest expense | 1,341,000 | 2,764,000 | 4,210,000 | 5,899,000 |
| Provision for loan losses | 25,000 | 739,000 | 987,000 | 1,161,000 |
| Pretax income | -335,000 | -1,216,000 | -1,406,000 | -1,487,000 |
| Income tax | -111,000 | -405,000 | -465,000 | -487,000 |
| Net income | -224,000 | -811,000 | -941,000 | -1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,782,000 | 12,893,000 | 12,726,000 | 14,505,000 |
| Total capital | 11,511,000 | 13,838,000 | 13,966,000 | 15,888,000 |
| Risk-weighted assets | 67,185,000 | 75,257,000 | 99,001,000 | 110,365,000 |