Call reports 2025
FIRST NATIONAL BANK OF DUBLIN — 2025
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 135,961,000 | 132,544,000 | 137,187,000 | 133,305,000 |
| Total loans | 88,187,000 | 90,184,000 | 91,995,000 | 94,432,000 |
| Allowance for loan losses | 1,700,000 | 1,673,000 | 1,768,000 | 1,792,000 |
| Securities available for sale | 222,000 | 222,000 | 3,676,000 | 3,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,180,000 | 116,396,000 | 120,654,000 | 116,839,000 |
| Interest-bearing deposits | 63,554,000 | 62,156,000 | 62,653,000 | 61,065,000 |
| Noninterest-bearing deposits | 56,626,000 | 54,240,000 | 58,001,000 | 55,774,000 |
| Equity capital | 15,504,000 | 15,759,000 | 16,072,000 | 16,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,184,000 | 4,434,000 | 6,678,000 | 8,822,000 |
| Interest expense | 294,000 | 573,000 | 836,000 | 1,101,000 |
| Net interest income | 1,890,000 | 3,861,000 | 5,842,000 | 7,721,000 |
| Noninterest income | 240,000 | 410,000 | 625,000 | 887,000 |
| Noninterest expense | 1,263,000 | 2,619,000 | 3,980,000 | 5,472,000 |
| Provision for loan losses | 50,000 | 130,000 | 175,000 | 210,000 |
| Pretax income | 817,000 | 1,522,000 | 2,312,000 | 2,926,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 817,000 | 1,522,000 | 2,312,000 | 2,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,504,000 | 15,759,000 | 16,045,000 | 16,313,000 |
| Total capital | 16,749,000 | 16,934,000 | 17,240,000 | 17,542,000 |
| Risk-weighted assets | 99,201,000 | 93,578,000 | 95,063,000 | 97,765,000 |