Call reports 2024
FIRST NATIONAL BANK OF DUBLIN — 2024
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 127,796,000 | 127,803,000 | 128,349,000 | 132,234,000 |
| Total loans | 86,572,000 | 85,927,000 | 88,189,000 | 89,541,000 |
| Allowance for loan losses | 1,715,000 | 1,713,000 | 1,741,000 | 1,723,000 |
| Securities available for sale | 418,000 | 419,000 | 419,000 | 417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,353,000 | 112,896,000 | 112,907,000 | 116,931,000 |
| Interest-bearing deposits | 60,402,000 | 57,532,000 | 57,855,000 | 59,446,000 |
| Noninterest-bearing deposits | 52,951,000 | 55,364,000 | 55,052,000 | 57,485,000 |
| Equity capital | 14,120,000 | 14,446,000 | 14,839,000 | 15,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,215,000 | 4,432,000 | 6,683,000 | 8,927,000 |
| Interest expense | 268,000 | 553,000 | 835,000 | 1,123,000 |
| Net interest income | 1,947,000 | 3,879,000 | 5,848,000 | 7,804,000 |
| Noninterest income | 232,000 | 471,000 | 725,000 | 959,000 |
| Noninterest expense | 1,144,000 | 2,319,000 | 3,519,000 | 4,811,000 |
| Provision for loan losses | 100,000 | 145,000 | 200,000 | 225,000 |
| Pretax income | 935,000 | 1,886,000 | 2,854,000 | 3,727,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 935,000 | 1,886,000 | 2,854,000 | 3,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,120,000 | 14,446,000 | 14,839,000 | 15,137,000 |
| Total capital | 15,274,000 | 15,590,000 | 15,998,000 | 16,308,000 |
| Risk-weighted assets | 91,835,000 | 90,980,000 | 92,200,000 | 93,151,000 |