Call reports 2023
FIRST NATIONAL BANK OF DUBLIN — 2023
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 130,180,000 | 129,641,000 | 131,701,000 | 133,686,000 |
| Total loans | 85,589,000 | 88,691,000 | 84,229,000 | 85,807,000 |
| Allowance for loan losses | 1,412,000 | 1,478,000 | 1,618,000 | 1,593,000 |
| Securities available for sale | 445,000 | 445,000 | 445,000 | 444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,337,000 | 116,155,000 | 117,666,000 | 119,725,000 |
| Interest-bearing deposits | 60,168,000 | 60,873,000 | 61,636,000 | 60,952,000 |
| Noninterest-bearing deposits | 57,169,000 | 55,282,000 | 56,030,000 | 58,773,000 |
| Equity capital | 12,633,000 | 13,022,000 | 13,464,000 | 13,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,936,000 | 6,076,000 | 8,289,000 |
| Interest expense | 93,000 | 262,000 | 463,000 | 705,000 |
| Net interest income | 1,813,000 | 3,674,000 | 5,613,000 | 7,584,000 |
| Noninterest income | 218,000 | 444,000 | 682,000 | 898,000 |
| Noninterest expense | 1,163,000 | 2,368,000 | 3,393,000 | 4,402,000 |
| Provision for loan losses | 90,000 | 200,000 | 365,000 | 450,000 |
| Pretax income | 778,000 | 1,550,000 | 2,537,000 | 3,630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 778,000 | 1,550,000 | 2,537,000 | 3,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,633,000 | 13,022,000 | 13,464,000 | 13,834,000 |
| Total capital | 13,771,000 | 14,178,000 | 14,586,000 | 14,972,000 |
| Risk-weighted assets | 90,830,000 | 92,202,000 | 89,279,000 | 90,633,000 |